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Section14
The Insurance Act, 1938

Record of policies and claims

In force From 01 Jul 1939 Act 4 of 1938 As on 15 Oct 2026

Act 4 of 1938 Ministry Finance Enacted 26 Feb 1938 In force 01 Jul 1939 Cited by 1 provision Instruments 36

Section 14 of the Insurance Act, 1938 deals with record of policies and claims. Every insurer, in respect of all business transacted by him, shall maintain-- (a) a record of policies, in which shall be entered, in respect of every policy issued by the insurer, the name and address of the policyholder, the date when the policy was effected and a record of any transfer, assignmen The Act came into force on 01 Jul 1939.

1[14. Record of policies and claims.--(1) Every insurer, in respect of all business transacted by him, shall maintain--

(a) a record of policies, in which shall be entered, in respect of every policy issued by the insurer, the name and address of the policyholder, the date when the policy was effected and a record of any transfer, assignment or nomination of which the insurer has notice;

(b) a record of claims, every claim made together with the date of the claim, the name and address of the claimant and the date on which the claim was discharged, or, in the case of a claim which is rejected, the date of rejection and the grounds thereof; and

(c) a record of policies and claims in accordance with clauses (a) and (b) may be maintained in any such form, including electronic mode, as may be specified by the regulations made under this Act.

(2) Every insurer shall, in respect of all business transacted by him, endeavour to issue policies above a specified threshold in terms of sum assured and premium in electronic form, in the manner and form to be specified by the regulations made under this Act.]

Section 14, The Insurance Act, 1938 (Act 4 of 1938).

Cross-references

Extracted from the operative text of the enactments themselves. Every destination below exists in our corpus.

Referred to by 1

  1. s. 114A Power of Authority to make regulations

Made under this section, and citing it

32 instruments state that it was made under this provision — the power to make it comes from here, so a change to any of them changes what this section requires in practice. Newest first.

Another 4 instruments name this provision in its title or its text without being made under it.

All subordinate legislation

Questions about Section 14

What does Section 14 of the Insurance Act deal with?

Section 14 of the Insurance Act is headed "Record of policies and claims". [14. Record of policies and claims.--(1) Every insurer, in respect of all business transacted by him, shall maintain-- (a) a record of policies, in which shall be entered, in respect of every policy issued by the insurer, the name and address of the policyholder, the date when the policy was effecte

How do I find court cases under Section 14 of the Insurance Act?

In judgments and charge sheets this section is written several ways, and each form finds a different set of orders. These search the full text of every order eCourtsIndia holds, best matches first: Insurance Act 1938 14, section 14 Insurance Act 1938, section 14 of the Insurance Act. Each opens the full list of orders on eCourtsIndia, where it can be narrowed by court, year and outcome.

What should I read with Section 14 of the Insurance Act, and has it changed?

1 other provision in this corpus refers back to it. The rules and notifications made under it are where it actually bites, and there are 32: most recently Insurance Regulatory and Development Authority of India (Payment of Commission) Regulations, 2023 (2023), then Insurance Regulatory and Development Authority of India (Appointed Actuary) Regulations 2022 (2022), and 30 more.

When did Section 14 of the Insurance Act come into force?

Section 14 of the Insurance Act, cited as Insurance Act 1938 14, came into force on 01 Jul 1939, having been enacted on 26 Feb 1938. It is in force as at the date shown on this page.

Other sections of this Act

Source and method. Compiled from the enactments of Parliament and of the State legislatures as published on India Code, and republished together with commentary and other original matter under section 52(1)(q)(ii) of the Copyright Act, 1957. Structured, cross-referenced and maintained by eCourtsIndia. Text as in force on 15 Oct 2026. This page is not a substitute for legal advice.