Section32D
The Insurance Act, 1938

Obligation of insurer in respect of insurance business in third party risks of motor vehicles

In force From 01 Jul 1939 Act 4 of 1938 As on 17 Oct 2026

Act 4 of 1938 Ministry Finance Enacted 26 Feb 1938 In force 01 Jul 1939 Cited by 2 provisions Instruments 1

Section 32D of the Insurance Act, 1938 deals with obligation of insurer in respect of insurance business in third party risks of motor vehicles. Every insurer carrying on general insurance business shall, after the commencement of the Insurance Laws (Amendment) Act, 2015 (5 of 2015), underwrite such minimum percentage of insurance business in third party risks of motor vehicles as may be specified by the regulations: Provided that the Author The Act came into force on 01 Jul 1939.

1[32D. Obligation of insurer in respect of insurance business in third party risks of motor vehicles. -- Every insurer carrying on general insurance business shall, after the commencement of the Insurance Laws (Amendment) Act, 2015 (5 of 2015), underwrite such minimum percentage of insurance business in third party risks of motor vehicles as may be specified by the regulations:

Provided that the Authority may, by regulations, exempt any insurer who is primarily engaged in the business of health, re-insurance, agriculture, export credit guarantee, from the application of this section.]

Section 32D, The Insurance Act, 1938 (Act 4 of 1938).

Cross-references

Extracted from the operative text of the enactments themselves. Every destination below exists in our corpus.

Made under this section, and citing it

1 instrument states that it was made under this provision — the power to make it comes from here, so a change to any of them changes what this section requires in practice. Newest first.

All subordinate legislation

Questions about Section 32D

What does Section 32D of the Insurance Act deal with?

Section 32D of the Insurance Act is headed "Obligation of insurer in respect of insurance business in third party risks of motor vehicles". [32D. Obligation of insurer in respect of insurance business in third party risks of motor vehicles.

How do I find court cases under Section 32D of the Insurance Act?

In judgments and charge sheets this section is written several ways, and each form finds a different set of orders. These search the full text of every order eCourtsIndia holds, best matches first: Insurance Act 1938 32D, section 32D Insurance Act 1938, section 32D of the Insurance Act. Each opens the full list of orders on eCourtsIndia, where it can be narrowed by court, year and outcome.

What should I read with Section 32D of the Insurance Act, and has it changed?

2 other provisions in this corpus refer back to it. The rules and notifications made under it are where it actually bites, and there is one: most recently Insurance Regulatory and Development Authority of India (Obligation of Insurer in respect of Motor Third Party Insurance Business) Regulations,2015 (2015).

When did Section 32D of the Insurance Act come into force?

Section 32D of the Insurance Act, cited as Insurance Act 1938 32D, came into force on 01 Jul 1939, having been enacted on 26 Feb 1938. It is in force as at the date shown on this page.

Other sections of this Act

Source and method. Compiled from the enactments of Parliament and of the State legislatures as published on India Code, and republished together with commentary and other original matter under section 52(1)(q)(ii) of the Copyright Act, 1957. Structured, cross-referenced and maintained by eCourtsIndia. Text as in force on 17 Oct 2026. This page is not a substitute for legal advice.