Definitions
Section 145 of the Motor Vehicles Act, 1988 deals with definitions. [Definitions.--In this Chapter,-- (a) "authorised insurer" means an insurer for the time being carrying on general insurance business in India and granted a certificate of registration by the Insurance Regulatory and Development Authority of India established under section 3 of the Insurance Regulat The Act came into force on 01 Jul 1989.
1[Definitions.--In this Chapter,--
(a) "authorised insurer" means an insurer for the time being carrying on general insurance business in India and granted a certificate of registration by the Insurance Regulatory and Development Authority of India established under section 3 of the Insurance Regulatory and Development Authority Act, 1999 (41 of 1999) and any Government insurance fund authorised to do general insurance business under the General Insurance Business (Nationalisation) Act, 1972 (57 of 1972);
(b) "certificate of insurance" means a certificate issued by an authorised insurer in pursuance of section 147 and includes a cover note complying with such requirements as may be prescribed, and where more than one certificate has been issued in connection with a policy, or where a copy of a certificate has been issued, all those certificates or that copy, as the case may be;
(c) "grievous hurt" shall have the same meaning as assigned to it in section 320 of the Indian Penal Code (45 of 1860);
(d) "hit and run motor accident" means an accident arising out of the use of a motor vehicle or motor vehicles the identity whereof cannot be ascertained in spite of reasonable efforts for the purpose;
(e) "Insurance Regulatory and Development Authority" means the Insurance Regulatory and Development Authority established under section 3 of the Insurance Regulatory and Development Authority Act, 1999 (41 of 1999);
(f) "policy of insurance" includes certificate of insurance;
(g) "property" includes roads, bridges, culverts, causeways, trees, posts, milestones and baggage of passengers and goods carried in any motor vehicle;
(h) "reciprocating country" means any such country as may on the basis of reciprocity be notified by the Central Government in the Official Gazette to be a reciprocating country for the purposes of this Act;
(i) "third party" includes the Government, the driver and any other co-worker on a transport vehicle.]
Section 145, The Motor Vehicles Act, 1988 (Act 59 of 1988).
Cross-references
Extracted from the operative text of the enactments themselves. Every destination below exists in our corpus.
Judgments citing this section
These may be obiter dicta or a precedent, for you to study. These are the judgments where this section is quoted.
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… Further the insurer has also to prove that insured was guilty of breach of the policy conditions. 27. The said observations were made in Swaran Singh (supra) by the Hon'ble Supreme Court in the context of liability of the Insurance Company under Section 145 of the Motor Vehicles Act, 1988. 28. The aforesaid principles enunciated in Swaran Singh (supra) were held to be applicable where the case is a third-party claim but not in own damage case. 29. In the case of Laxmi Narain Dhut (supra) it was observed that in case of third party risks the insurer has to …
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… The principle laid down by the Apex Court shows that compulsory insurance is necessary in respect of the risk covering third party, and that is limited to that Section, in view of the provisions contained under Section 145 of the Motor Vehicles Act. 9. If the policy does not cover the risk of an employee or a gratuitous passenger travelling in a private vehicle, he is not entitled to claim compensation from the Insurer. In this case, the policy issued was an Act only policy, which does not cover the risk of any other person, other …
Questions about Section 145
What does Section 145 of the Motor Vehicles Act deal with?
Section 145 of the Motor Vehicles Act is headed "Definitions". [Definitions.--In this Chapter,-- (a) "authorised insurer" means an insurer for the time being carrying on general insurance business in India and granted a certificate of registration by the Insurance Regulatory and Development Authority of India established under section 3 of the Insurance Regulat
How do I find court cases under Section 145 of the Motor Vehicles Act?
In judgments and charge sheets this section is written several ways, and each form finds a different set of orders. These search the full text of every order eCourtsIndia holds, best matches first: MV Act 145, section 145 MV Act, section 145 of the Motor Vehicles Act. Each opens the full list of orders on eCourtsIndia, where it can be narrowed by court, year and outcome.
What should I read with Section 145 of the Motor Vehicles Act, and has it changed?
Its own text turns on Insurance Regulatory and Development Authority Act 3 (Establishment and incorporation of Authority), Indian Penal Code 320 (Grievous hurt), section 147 (Requirements of policies and limits of liability), so none of them can safely be read on its own. 1 other provision in this corpus refers back to it.
When did Section 145 of the Motor Vehicles Act come into force?
Section 145 of the Motor Vehicles Act, cited as MV Act 145, came into force on 01 Jul 1989, having been enacted on 14 Oct 1988. It is in force as at the date shown on this page.
Other sections of this Act
- 2. Definitions1948 words
- 88. Validation of permits for use outside region in which granted1560 words
- 51. Special provisions regarding motor vehicle subject to hire-purchase agreement, etc1199 words
- 150. Duty of insurers to satisfy judgments and awards against persons insured in respect of third party risks1102 words
- 96. Power of State Government to make rules for the purposes of this Chapter995 words
- 72. Grant of stage carriage permits868 words
Source and method. Compiled from the enactments of Parliament and of the State legislatures as published on India Code, and republished together with commentary and other original matter under section 52(1)(q)(ii) of the Copyright Act, 1957. Structured, cross-referenced and maintained by eCourtsIndia. Text as in force on 15 Oct 2026. This page is not a substitute for legal advice.